Retirement Account Giving
Give Through Your IRA or Qualified Charitable Distribution
Did you know that if you’re 70½ or older, you can support the Boundary Waters directly from your IRA through a Qualified Charitable Distribution (QCD)?
QCDs, also known as IRA charitable rollovers or IRA gifts, allow you to transfer up to $108,000 per year directly from your IRA to a qualified charity like Save the Boundary Waters.
The amount counts toward your required minimum distribution (RMD) and may be excluded from your taxable income, making it a tax-smart way to give. This is a powerful way to protect clean water, wildlife, and wilderness without impacting your cash flow, while letting your dollars go further in support of our mission.
This is a powerful way to protect clean water, wildlife, and wilderness without impacting your cash flow.
How to Make Your QCD / IRA Gift:
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Contact your IRA administrator and request a Qualified Charitable Distribution
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Provide them with Save the Boundary Waters’ account information (see details below).
Legal Name: Northeastern Minnesotans for Wilderness
Federal Tax ID: 01-0743018
Address: PO Box 625, Ely, MN 55731
Organization Type: 501(c)(3) Public Charity
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Ensure your full name and address are included with the transfer so we can properly credit your gift.
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Notify us about your gift so we can acknowledge your generosity and provide a tax receipt.
What are the IRA charitable rollover rules?
Here's how a Qualified Charitable Distribution (QCD) works:
- You must be 70½ or older when the distribution is made.
- Your gift must be transferred directly from your IRA custodian to Save the Boundary Waters (no personal checks).
- Maximum annual transfer: $108,000 per individual or $216,000 for married couples filing jointly.
- The distribution must go to a qualified 501(c)(3) organization like Save the Boundary Waters.
- If you have an RMD requirement, your QCD can count toward satisfying it for the year.
Thank You!
Your gift makes a lasting difference for the Boundary Waters. Together, we can ensure this wild and beautiful place is protected for generations to come.
Questions? Contact Kelsey Polcher, Development Director at kelsey@savetheboundarywaters.org or 320-237-0742
Save the Boundary Waters is a program of Northeastern Minnesotans for Wilderness, a 501(c)(3) non-profit organization. Per IRS guidelines, your gift is tax-deductible as allowable by law. Federal tax ID:01-0743018.
Give with confidence. Save the Boundary Waters is recognized for our fiscal stewardship and transparency.
